Providing small business owners the service they deserve.

Formula Funding aspires to bring back the personalized banking service our grandparents told us about. Combining high levels of personalized service with cutting edge technology allows us to deliver an unparalleled banking alternative. While big banks are turning their back on main street America, we’re writing checks!

Our new economy demands a new lending solution.

Why offer small business owners more funding options? Because we know how difficult it can be with a traditional bank. We’ve been there ourselves! Impossibly high credit standards, endless paperwork, steep asset & collateral requirements, all to wait months for a decision. We offer a fast and efficient alternative to get your business the critical funding it needs without the red tape. We’re flexible too, we work with all credit grades, tax liens, judgments, and charge-offs – something unheard of at a traditional bank.

Since 2010 over 15,000 small business owners have used our funding sources to grow and expand. Come see for yourself how Formula Funding has helped thousands of small businesses THRIVE!