Working Capital Loans

Formula Payments – Where merchants don’t pay card fees

We've been offering merchant services as an exclusive perk for our valued Formula Funding lending clients for over 10 years. Due to overwhelming demand for our simplified pricing models, we've opened our discounted programs to the public under our Formula Payments sub-brand. Today, Formula Payments provides payment processing services for Visa, MasterCard, Discover Network, American Express, Diners Club, JCB, ATM, debit cards, EBT state and government cards, electronic gift, and loyalty cards, as well as a variety of private label and smart card technologies.

Who We Serve

Formula Payments is available to businesses in thousands of industries nationwide, including but not limited to:
  • Retail stores
  • Restaurants
  • E-commerce
  • Internet and home based industries
  • Gas stations and petroleum
  • Auto repair
  • Lodging
  • Markets and convenience stores
  • Liquor stores
  • The list goes on...

COVID relief programs are HERE

At Formula Payments, we understand how inflation and COVID has and will have a major impact on your business and your bottom line. Government legislation provides COVID relief for merchants and small business owners. For example, you can work through us, paying 0.00% on your processing fees and have a flat rate program. Never before has this been possible. Contact us below for a free, zero-obligation quote today.

Value over Profit…our Formula for Success

Formula Payments understands that in the digital world every disappointed customer will tell 5 others. We strive for exceptional service with each and every client to win clients over for a lifetime. How do we do this? Combining the industry's most aggressive pricing plans with award winning service is our Formula to success. We've been helping our customers save hundreds and sometimes thousands of dollars every month with affordable and easy to understand card-payment solutions. When we do right by our customers, we know they will tell their friends, and that will allow us to win more business. Value over's as simple as that.

Do you value customer service and technical support?

We got you covered! Formula Payments offers all of our clients technical and customer support 24 hours a day, 7 days a week, completely free of charge. Consistently recognized as a leader in innovation and customer service, Formula Payments is one of the leaders within the electronic processing industry for a reason.

But I need a Point of Sale (POS) system!

We got you covered there as well! Formula Funding also offers a comprehensive suite of solutions for all electronic transaction processing. We offer Clover, Aloha and dozens of other POS solutions for small to large businesses and everything in between. This includes a complete array of transaction types, methods, and locations to accommodate all merchants. Formula Funding is poised to become your complete point of sale facility meeting all your point-of-sale needs.

Find out how much you can save by using Formula Payments

To get answers to all your questions (to help you to make an informed decision that is in the best interests of your business) fill in the short form, below, or give us a call us today!

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